Common Questions

How do I apply?

You can start your application anytime through my secure online portal.

What documents are needed?

Documents required depend on the product. A checklist with secure document upload provided, but typically

• ID

• Proof of Income (Paystubs, Letter of employment, 2 years T4s)

• Proof of equity or assets

• Credit Report

Can I refinance my mortgage?

Let’s take a closer look at how the equity in your home can work for you, whether it’s lowering your monthly payment, paying down debt, adjusting your rate or term, or updating your mortgage to better support your goals.

Do you help first-time buyers?

Absolutely, I guide first-time buyers through every step with care and clarity.

How long does approval take?

Pre-qualification can be completed over the phone or with using my handy mortgage calculator. This is generally an estimate to see what is comfortable and could be 10-15 minutes.

Preapproval~ I have reviewed the credit bureau, income, ratios, and documentation. Same day with requested documentation submitted.

Firm approval~ A completed approval submitted to the lender and reviewed by the underwriter. 2-5 business days. Some lenders are faster than others and this would be based on an identified subject property.

What makes you different from other agents?

I focus on personalized support, clear communication, and finding the best fit for your unique needs.